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PLUS Loans

PLUS loans are educational loans that enable students to borrow up to the cost of their education – including room and board, transportation, etc. – minus any other form of aid.

PLUS loans carry a 7.9% fixed interest rate.  Unlike Stafford loans, eligibility is based on credit score, and unrelated to financial need.

Interest will accrue while the student is enrolled in school; however, payment is not required until after graduation.

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